We think you should know the facts about flood insurance for National Flood Safety Awareness Week. Our belief is that knowing the facts about flood insurance helps to raise awareness for when the time comes.


  FLOOD DAMAGE. Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2008 to 2012, the average residential flood claim amounted to more than $38,000. Flood insurance is the best way to protect yourself from devastating financial loss.
  GET COVERED. Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk. For the Preferred Risk policy, premiums start at $290/year.
  DON’T WAIT! Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.
  CHANCES ARE… What are your chances of experiencing a flood? Floods are caused by storms, hurricanes, water backup due to inadequate or overloaded drainage systems, as well as broken water mains. Nearly 20% of flood claims come from moderate-to-low risk areas.
  SAFETY PLAN. Flooding can happen at any time. Create a family plan today to help minimize potential losses and ensure your family’s safety. Don’t forget to plan for your pets! Visit Floodsmart.gov/familyplan or Ready.gov/prepare for helpful tips and more information about how you can be prepared.
To learn more contact us or purchase a flood insurance
policy, contact Cathy Sink Agency today!